Stop Subscription Creep.
Master Your Recurring Cash Flow.
Never get surprised by an auto-renewal or price hike again. Track all your subscriptions, bills, and licenses in one crystal-clear dashboard — built on a full personal accounting engine.
How Much Cash Do You Reclaim When You Prune Subscriptions?
Simulate your recurring expenses, see what happens when you cancel or pause unused services, and discover how Ledger Leaf keeps your historical records safe.
How Ledger Leaf Handles Discontinued Subscriptions
When you cancel or pause a subscription in Ledger Leaf, future billing occurrences stop generating immediately. No ghost charges appear on your calendar or forecast.
Discontinuing a service never deletes your payment records. All historical occurrences, dates, receipts, and amounts remain immutable in your Activity ledger.
Your 30-day, 6-month, and 1-year cash forecast instantly recalculates, showing the exact amount of newly freed-up cash across your cards, bKash, and bank accounts.
Never Lose Track of What You Owe or Pay.
Built specifically for modern recurring life: from multi-currency SaaS and utility bills to shared family plans and trial deadlines.
Subscriptions vs Real Transactions.
Ledger Leaf cleanly separates your recurring subscription plan from individual billing cycle occurrences and recorded payments. Updating future subscription rates never alters historical occurrence snapshots or your immutable payment activity.
- Automatic billing occurrence generator (monthly, quarterly, annual)
- Pre-populated Merchant catalog with logos and default categories
- Immutable Activity ledger capturing payment method, date, and receipt notes
The Trial Watcher: Zero Surprise Auto-Charges.
Free trials often lead to unwanted subscriptions. Ledger Leaf monitors every active free trial with urgency countdown badges and customizable lead times (14, 7, 3, 1, 0 days), letting you cancel, extend, or convert with confidence.
- Dedicated Trials & Deadlines board sorted by deadline urgency
- Configurable notification lead times in Settings
- One-click actions to cancel, extend, or convert to paid subscription
Forecast Confidence & Payment Sources Check.
Project upcoming cash outflow over 30 days to 12 months with a Confidence Breakdown that separates firm recurring bills from variable estimates. The Payment Sources view shows exactly how much cash is needed on each card or wallet (bKash, Nagad, Visa) before bills hit.
- Confidence breakdown between confirmed commitments and variable estimates
- Funding check tallying cash required per payment method before due dates
- Multi-currency minor unit precision (USD, EUR, GBP, BDT)
Shared Groups & Settlements Ledger.
Sharing Link3 or AmberIT broadband with flatmates, shared utility bills, or family subscriptions? Create Shared Groups, invite members, and split costs. The Settlements dashboard tracks who owes whom and lets you mark shares as settled when paid.
- Flexible bill splitting across household members and friends
- Only your net personal share is recorded against your personal budget
- Settlements ledger with one-click settled status tracking
Web App Ready Today. Android Coming Soon.
Access Ledger Leaf instantly in your browser on any device, or sign up for early access to the upcoming native Android release.
Web Application
Full-featured personal finance cockpit running in any modern browser. Zero installation required, instant updates, and encrypted session security.
Android Native App
Every subscription and bill you're tracking on Ledger Leaf, synced to your pocket — with push reminders that land before a renewal or trial actually charges you.
Built For Subscriptions Today.
Engineered For Your Entire Financial Life.
Ledger Leaf begins by eliminating subscription leaks and recurring payment chaos. As your financial needs expand, Ledger Leaf grows into your complete personal accounting cockpit.
Subscriptions & Web Application
The solid foundation: comprehensive recurring payment tracking, renewal shields, frequency optimization, and secure cloud dashboard.
- Full Subscription & Bill Manager
- Live Cloud Web Application
- Multi-Currency Normalization
- Passkey & 2FA Auth Security
Mobile Ecosystem & Fast Ingestion
Taking Ledger Leaf anywhere and eliminating manual entry friction with mobile apps and universal file imports.
- Android Native App (Google Play)
- Push Renewal Reminders on Mobile
- Bank Statement CSV / PDF Parser
- Automated Receipt OCR Scanner
Complete Personal Accounting Engine
The full double-entry ledger: envelopes, debts, installment amortization, net worth calculation, and tax preparation.
- Envelope & Zero-Based Budgeting
- EMI & Debt Snowball / Avalanche Plans
- Net Worth & Multi-Asset Tracking
- Double-Entry Personal Accounting Core
Financial Software That Respects Your Data.
Ledger Leaf does not sell user data, harvest bank credentials, or show intrusive advertisements.
Encrypted Sessions
All data in transit is protected with modern TLS 1.3 encryption and secure session handling.
Zero Data Brokerage
We will never sell or monetize your transaction data to advertisers, insurance, or credit agencies.
Modern Auth & 2FA
Full support for Passkeys (WebAuthn), TOTP Two-Factor Authentication, and cryptographic session protection.
Unrestricted Export
No vendor lock-in. Export your complete financial history to standard CSV and JSON with a single click.
Frequently Asked Questions
Everything you need to know about Ledger Leaf terminology, subscription tracking, and privacy.
What is the difference between a Subscription, an Occurrence, and a Transaction?
How does Trial & Deadline protection work?
What is the Payment Sources funding check?
How does bill splitting and settlements work?
What currencies does Ledger Leaf support?
Take Control of Your Recurring Expenses.
Stop letting forgotten trials and silent price hikes chip away at your hard-earned money. Start managing your subscriptions in under 2 minutes.
Free Core Version • No payment required • 100% Private